The Bureau of Insurance within the Maine Department of Professional and Financial Regulation (PFR) regulates the insurance industry through examining and licensing procedures of insurance companies, licensing producers, reviewing rates and coverage forms, conducting audits, and by sponsoring programs that enhance awareness of and compliance with State laws. The Bureau has authority to enforce the State's insurance laws and rules, initiate investigations and hold hearings concerning possible infractions.
Note: Many state documents are offered in PDF format. To view PDF documents, you will need the free Adobe Reader. If you need assistance, view our Maine government PDF Help page or contact the contributing Maine State agency via the link on the left sidebar under “Links”.
Submissions from 2024
2023 Tickborne Claims Report, Maine Bureau of Insurance
Submissions from 2023
2022 Annual Report on Prescription Drug Compensation for Benefit of Covered Persons
2022 Annual Report on Prescription Drug Compensation for Benefit of Covered Persons, Maine Bureau of Insurance
2022 Report of the Superintendent of Insurance on Mandated Health Insurance Claims for Substance Abuse and Mental Health Services, Maine Bureau of Insurance
2022 Report of the Superintendent of Insurance on Mandated Health Insurance Claims for Substance Abuse and Mental Health Services, Mammography and Breast Cancer Treatment and Chiropractic Services, Maine Bureau of Insurance
A Report Concerning LD 1539 - An Act to Provide Access to Fertility Care, Maine Bureau of Insurance
Bulletin 465 - Uniform Deadlines for Rate, Form and QHP Filings for Non-Grandfathered Individual and Small Group Health Plans With Effective Dates of Coverage During 2024, Maine Bureau of Insurance
Bulletin 466 Impact of Federal Grants on Workers' Compensation Premium, Bureau of Insurance
Bulletin 468 - Maine Law Concerning Cybersecurity Events (supersedes Bulletin 462), Maine Bureau of Insurance
Bulletin 469 - Notice to Health Insurance Consumers Regarding Coordination of Benefits with Medicare Part B, Maine Bureau of Insurance
Geographic Rating Analysis 2023-2024 Affordable Care Act Health Insurance Plans in Maine (December2023), Maine Bureau of Insurance
Report on 2022 Claims for Treatment of Lyme Disease and Other Tick-Borne Illnesses, Maine Bureau of Insurance
The Availability of Insurance in the Maine Property & Casualty Market for 2022, Maine Bureau of Insurance
The State of Competition in the Maine Workers' Compensation Market - 2023, Maine Bureau of Insurance
Submissions from 2022
2021 Annual Report from the Superintendent of the Bureau of Insurance, Maine Bureau of Insurance
2021 Report on Independent Dispute Resolution, Maine Bureau of Insurance
2021 Report on Law to Encourage Consumers to Comparison-shop for Certain Health Care Procedures, Maine Department of Professional and Financial Regulation and Maine Bureau of Insurance
Annual Report of Insurance Fraud and Abuse for 2021
Bulletin 463 - Uniform Deadlines for Rate, Form, and QHP Filings for Non-Grandfathered Individual and Small Group Health Plans with Effective Dates of Coverage During 2023, Maine Bureau of Insurance
Consumer Health Care Division Annual Report to the Legislature for 2021, Incorporating the Division's Annual Report on External Reviews, Bureau of Insurance
Report of the Superintendent of Insurance on Mandate Health Insurance Claims for the Year 2021, Maine Bureau of Insurance
The Availability of Insurance in the Maine Property & Casualty Market, Maine Department of Professional & Financial Regulation and Bureau of Insurance
Submissions from 2021
2020 Annual Report from the Superintendent of the Maine Bureau of Insurance, Maine Bureau of Insurance
2020 Report on the Availability of Insurance in the Maine Property & Casualty Market, Maine Bureau of Insurance
2020 Report on The State of Competition in the Maine Workers' Compensation Market, Maine Bureau of Insurance
Bulletin 460 Changes to Laws Governing Payment for Emergency Services, 2021, Maine Bureau of Insurance
Bulletin 461 - Legislative Changes Affecting Personal Automobile Insurance, Maine Bureau of Insurance
Insurance Emergency Response Order, Coronavirus Public Health Emergency, Supplemental Order regarding Roster Billing, 2021, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Maine Bureau of Insurance Bulletin 454, Out-of-Network Ambulance Services, 2021, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Maine Bureau of Insurance Bulletin 455, Coronavirus Pandemic: Discontinuation of Temporary Licensure, 2021, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Maine Bureau of Insurance Bulletin 456, Uniform Deadlines for Rate, Form, and QHP Filings for Non-Grandfathered Individual and Small Group Health Plans with Effective Dates of Coverage during 2022, Maine Bureau of Insurance and Maine Department of Professional an Financial Regulation
Maine Bureau of Insurance Bulletin 457, Surplus Lines Eligibility for Property Insurance, 2021, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Maine Bureau of Insurance, Bulletin 458, Clear Choice Designs for the 2022 Individual Health Insurance Market, 2021, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Maine Bureau of Insurance, Bulletin 459, Insurance Coverage for Services Provided through Telehealth, 2021, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Maine Bureau of Insurance, Consumer Health Care Division, Annual Report to the Legislature for 2020, Incorporating the Division's Annual Report on External Reviews, August 2021, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Repeal of Insurance Emergency Response Orders Coronavirus Public Health Emergency, 2021, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Report on 2020 Claims for Treatment of Lyme Disease and other Tick-Borne IIlnesses, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Report on 2020 Claims for Treatment of Lyme Disease and Other Tick-Borne Illnesses, Maine Bureau of Insurance
The Availability of Insurance in the Maine Property & Casualty Market, 2021, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
The State of Competition in the Maine Workers' Compensation Market, Maine Department of Professional and Financial Regulation and Maine Bureau of Insurance
The State of Competition in the Maine Workers' Compensation Market, 2021, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Submissions from 2020
Annual Report of Insurance Fraud and Abuse for 2020, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Maine Bureau of Insurance Bulletin 453, State Epidemiologist's Standing Order for COVID-19 Testing, 2020, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Submissions from 2019
2018 Annual Report from the Superintendent of the Maine Bureau of Insurance to the Legislature, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Annual Report of Insurance Fraud and Abuse for 2018, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Consumer Health Care Division Annual Report to the Legislature for 2018, Incorporating the Division’s Annual Report on External Reviews, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Quarterly Report of Formulary changes for 1st Quarter 2019. January 1 through March 31, 2019, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Quarterly Report of Formulary Changes for 2nd Quarter 2019. April 1 through June 30, 2019, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Report of the Superintendent of Insurance on Mandated Health Insurance Claims for Substance Abuse and Mental Health Services, Mammography and Breast Cancer Treatment and Chiropractic Services for the Year 2018, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Submissions from 2018
2017 Annual Report from the Superintendent of the Maine Bureau of Insurance to the Legislature, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Annual Report of Insurance Fraud and Abuse for 2017, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Annual Report of the Status of the Maine Workers' Compensation System, Maine Bureau of Insurance
Cost Report of Public Law 2015, Chapter 488 : An Act to Prevent Opiate Abuse by Strengthening the Controlled Substances Prescription Monitoring Program, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Maine Bureau of Insurance Consumer Health Care Division Annual Report to the Legislature for 2017, Incorporating the Division’s Annual Report on External Reviews, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Report of the Superintendent of Insurance on Mandated Health Insurance Claims for Substance Abuse and Mental Health Services, Mammography and Breast Cancer Treatment and Chiropractic Services for the Year 2017, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Report on 2017 Claims for Treatment of Lyme Disease and Other Tick-Borne Illnesses, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
The Availability of Insurance in the Maine Property & Casualty Market, 2018, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Submissions from 2017
2016 Annual Report from the Superintendent of the Maine Bureau of Insurance to the Legislature, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Annual Report of Insurance Fraud and Abuse for 2016, Maine Department of Professional and Financial Regulation and Maine Bureau of Insurance
Annual Report on the Status of the Maine Workers’ Compensation System, 2017, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Consumer Health Care Division Annual Report to the Legislature for 2016, Incorporating the Division’s Annual Report on External Reviews, Maine Bureau of Insurance and Maine Department of Financial & Professional Regulation
Regulatory Options for Addressing Issues in Long-term Care Insurance, 2017, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Report of the Superintendent of Insurance on Mandated Health Insurance Claims for Substance Abuse and Mental Health Services, Mammography and Breast Cancer Treatment and Chiropractic Services for the Year 2016, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Report on 2016 Claims for Treatment of Lyme Disease and Other Tick-Borne Illnesses, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Review and Evaluation of LD 1030, An Act to Require Nondiscrimination Policies in Providing Health Insurance, Maine Bureau of Insurance, Maine Department of Professional and Financial Regulation, Donna Novak, and Marti Hooper
Review and Evaluation of LD 1417, An Act to Require Insurance Coverage for the Diagnosis and Treatment of Lyme Disease, 2017, Maine Bureau of Insurance, Maine Department of Professional and Financial Regulation, Donna Novak, and Marti Hooper
Review and Recommendations Regarding the Maine Guaranteed Access Reinsurance Association (MGARA), 2017, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
The Availability of Insurance in the Maine Property & Casualty Market, 2016, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
The State of Competition in the Maine Workers' Compensation Market, 2018, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Submissions from 2016
2015 Annual Report from the Superintendent of the Maine Bureau of Insurance to the Legislature, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
2015 Annual Report of Insurance Fraud and Abuse, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Annual Report on the Status of the Maine Workers' Compensation System, February 2016, Maine Bureau of Insurance, Maine Workers' Compensation Board, and Maine Department of Professional and Financial Regulation
Consumer Health Care Division Annual Report to the Legislature for 2015, Incorporating the Division’s Annual Report on External Reviews, Maine Bureau of Insurance and Maine Department of Professional & Financial Regulation
Report on 2015 Claims for Treatment of Lyme Disease and Other Tick-Borne Illnesses, Maine Bureau of Insurance and Maine Department of Professional & Financial Regulation
Small Group Health Insurance Renewals by Geographic Area, Executive Summary, June 2016, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
The Availability of Insurance in the Maine Property & Casualty Market 2015, Maine Bureau of Insurance and Maine Department of Professional & Financial Regulation
The State of Competition in the Workers' Compensation Market, 2016, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Submissions from 2015
2014 Annual Report from the Superintendent to the Legislature, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Annual Report of Insurance Fraud and Abuse for 2014, Maine Bureau of Insurance and Maine Department of Professional & Financial Regulation
Annual Report on the Status of the State of Maine Workers' Compensation System 2015, Maine Workers' Compensation Board, Maine Department of Labor, Maine Bureau of Labor Standards, Maine Department of Professional and Financial Regulation, and Maine Bureau of Insurance
Annual Report to the Legislature for the Year 2014 Incorporating the Division's Annual Report on External Reviews, Maine Bureau of Insurance and Maine Department of Professional & Financial Regulation
Report of the Superintendent on Mandated Health Insurance Claims for the Year 2014, Maine Bureau of Insurance
Report on 2014 Claims for Treatment of Lyme Disease and Other Tick-Borne Illnesses, Maine Bureau of Insurance and Maine Department of Professional & Financial Regulation
Review of Financial Impact of Public Law, Chapter 635, LD 1198 An Act To Reform Insurance Coverage To Include Diagnosis and Treatment for Autism Spectrum Disorders, Maine Bureau of Insurance, Maine Department of Professional and Financial Regulation, Jac Joubert, and Marti Hooper
Review of Financial Impact of Public Law, Chapter 635, LD 1198 An Act To Reform Insurance Coverage To Include Diagnosis and Treatment for Autism Spectrum Disorders 2015, Jac Joubert, Marti Hooper, and Maine Department of Professional and Financial Regulation
The Availability of Insurance in the Maine Property & Casualty Market 2015, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
The State of Competition in the Workers' Compensation Market 2015, Maine Bureau of Insurance and Maine Department of Professional & Financial Regulation
Submissions from 2014
Annual Report of Insurance Fraud and Abuse for 2013, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Annual Report on the Status of the State of Maine Workers' Compensation System 2014, Maine Workers' Compensation Board
Maine Bureau of Insurance 2013 Annual Report from the Superintendent to the Legislature, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Maine Bureau of Insurance Consumer Health Care Division Annual Report to the Legislature for the Year 2013, Incorporating the Division’s Annual Report on External Reviews, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Report of the Superintendent of Insurance on Mandated Health Insurance Claims for Substance Abuse and Mental Health Services, Mammography and Breast Cancer Treatment and Chiropractic Services for the Year 2013, Maine Bureau of Insurance and Maine Department of Professional & Financial Regulation
Report on 2013 Claims for Treatment of Lyme Disease and Other Tick-Borne Illnesses, Maine Bureau of Insurance and Maine Department of Financial and Professional Regulation
Review and Evaluation of LD 1367, An Act to Require Health Insurance Carriers and the MaineCare Program To Cover the Cost of Transition Services To Bridge the Gap between High School and Independence, 2014, Maine Bureau of Insurance, Maine Department of Professional and Financial Regulation, Donna Novak, and Marti Hooper
Review and Evaluation of LD 1600, An Act to Require Health Insurers to Provide Coverage for Human Leukocyte Antigen Testing To Establish Bone Marrow Donor Transplantation Suitability. 2014, Maine Bureau of Insurance, Maine Department of Professional and Financial Regulation, Donna Novak, and Marti Hooper
Review and Evaluation of LD 347, An Act to Amend Insurance Coverage for Diagnosis of Autism Spectrum Disorders, 2014, Maine Bureau of Insurance, Maine Department of Professional and Financial Regulation, Donna Novak, and Marti Hooper
Review and Evaluation of LD 523, An Act To Require Health Insurance Coverage for Hearing Aids for Adults, 2014, Maine Bureau of Insurance, Maine Department of Professional and Financial Regulation, Donna Novak, and Marti Hooper
The State of Competition in the Maine Workers' Compensation Market, Maine Bureau of Insurance and Department of Professional & Financial Regulation
Submissions from 2013
Annual Report on the Status of the State of Maine Workers' Compensation System, 2013, Maine Workers' Compensation Board, Maine Bureau of Labor Standards, and Maine Bureau of Insurance
Maine Bureau of Insurance Annual Report From the Superintendent to the Legislature 2012, Maine Bureau of Insurance
Maine Bureau of Insurance Consumer Health Care Division Annual Report to the Legislature for the Year 2012, Maine Bureau of Insurance
Report of Fraudulent Insurance Acts for Calendar Year 2012, Maine Bureau of Insurance
Report on 2012 Claims for Treatment of Lyme Disease and Other Tick-Borne Illnesses, Maine Bureau of Insurance
The Availability of Insurance in the Maine Property & Casualty Market for the Year 2012, Maine Bureau of Insurance
The State of Competition in the Maine Workers' Compensation Market for the Year 2012, Maine Bureau of Insurance
The State of Competition in the Maine Workers' Compensation Market for the year 2013, Maine Bureau of Insurance
Submissions from 2012
Annual Report of Maine's Superintendent of Insurance on the Availability of Property & Casualty Insurance for the Year 2011, Maine Bureau of Insurance
Annual Report on the Status of the State of Maine Workers' Compensation System, 2012, Maine Workers' Compensation Board, Maine Bureau of Labor Standards, and Maine Bureau of Insurance
A Review and Evaluation of Health Insurance Geographic Area Factors - October 2012, Maine Bureau of Insurance
Maine Bureau of Insurance Consumer Health Care Division Annual Report to the Legislature for the Year 2011, Maine Bureau of Insurance
Maine Bureau of Insurance Report of Fraudulent Insurance Acts for Calendar Year 2011, Maine Bureau of Insurance
Report on Claims for Treatment of Lyme Disease and Other Tick-Borne Illnesses for the Year 2011, Maine Bureau of Insurance
Small Group Health Insurance Renewals by Geographic Area, Maine Bureau of Insurance
Stakeholder Meetings Held in June and August 2012 concerning LD 1717: An Act to Establish a Preneed Life Insurance Producer License and Preneed Life Insurance Product for Prearranged Funeral Plans, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Submissions from 2011
Annual Report on the Status of the State of Maine Workers' Compensation System, 2011, Maine Workers' Compensation Board, Maine Bureau of Labor Standards, and Maine Bureau of Insurance
Consumer Health Care Division Annual Report to the Legislature (2010), Bureau of Insurance and Department of Professional and Financial Regulation
Report of Fraudulent Insurance Acts for Calendar Year 2010, Eric Cioppa, Bureau of Insurance, and Department of Professional and Financial Regulation
The State of Competition in the Maine Workers' Compensation Market for the Year 2011, Maine Bureau of Insurance
Submissions from 2010
Annual Report on Claims for Treatment of Lyme Disease and Other Tick Borne Illnesses for 2009, Bureau of Insurance and Department of Professional and Financial Regulation
Annual Report on the Status of the State of Maine Workers' Compensation System, 2010, Maine Workers' Compensation Board, Maine Bureau of Labor Standards, and Maine Bureau of Insurance
Review and Evaluation of LD 1198, An Act To Reform Insurance Coverage To Include Diagnosis for Autism Spectrum Disorders, 2009, Maine Bureau of Insurance, Maine Department of Professional and Financial Regulation, Donna Novak, and Marti Hooper
Review and Evaluation of LD 20, An Act to Require Insurance Companies To Cover the Cost of Prosthetics, 2010, Maine Bureau of Insurance, Maine Department of Professional and Financial Regulation, Donna Novak, and Marti Hooper
Submissions from 2009
Annual Report on the Status of the Maine Workers' Compensation System, Bureau of Insurance and Department of Professional and Financial Regulation
Annual Report on the Status of the State of Maine Workers' Compensation System, 2009, Maine Workers' Compensation Board, Maine Bureau of Labor Standards, and Maine Bureau of Insurance
Report of the Superintendent of Insurance on Life Insurance Policy Settlements Pursuant to P.L. 2007, ch. 543, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Review and Evaluation of LD 425, An Act To Require Private Insurance Coverage for Certain Services for Children with Disabilities, 2009, Maine Bureau of Insurance, Maine Department of Professional and Financial Regulation, Donna Novak, and Marti Hooper
Study on the Feasibility of and Process for the Creation of an Insurance Fraud Division within the Bureau of Insurance, 2009, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Submissions from 2008
Annual Report on the Status of the State of Maine Workers' Compensation System, 2008, Maine Workers' Compensation Board, Maine Bureau of Labor Standards, and Maine Bureau of Insurance
Report on Direct Care Workers, 2008, Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Submissions from 2007
Annual Report on the Status of the State of Maine Workers' Compensation System, 2007, Maine Workers' Compensation Board, Maine Bureau of Labor Standards, and Maine Bureau of Insurance
Submissions from 2006
Update to the Implementation of P.L. 2005, Chapter 97 (LD 416) - Volume of Complaints Received by the Bureau as a Result of the Requirement that Health Care Providers in Office Settings Submit Claims on the Standardized Federal Form Used by Non-institutional Providers (January 6, 2006), Maine Bureau of Insurance and Maine Department of Professional and Financial Regulation
Submissions from 2003
Identifying Designated Providers Under Rule Chapter 850 Access Standards : A Proposed Approach, Maureen Booth, Gino Nalli, and Taryn Bowe
Submissions from 2002
Bureau of Insurance Consumer Health Care Division Annual Report to the Legislature for the Year 2001
Submissions from 2001
White Paper : Maine’s Individual Health Insurance Market, Maine Bureau of Insurance